Welcome to the
new ECACH website

The Eastern Caribbean Automated Clearing House, ECACH, is an electronic network for clearing cheques and other electronic transactions across the participating countries within the Eastern Caribbean Currency Union. 

The Eastern Caribbean Automated Clearing House Service Incorporated (ECACHSI) was established in 2011 and officially launched its services on September 25, 2014. 

It was formed to plan and implement the Eastern Caribbean Automated Clearing House (ECACH) and to service the financial institutions in eight (8) territories in the Eastern Caribbean Currency Union (ECCU). The ECACHSI is jointly owned by the Eastern Caribbean Central Bank (ECCB), and commercial banks in the participating countries. It is governed by the Payment System Act and the ECACH Rules issued by the Eastern Caribbean Central Bank (ECCB). 

The main purpose of the ECACH is to provide a cost-efficient clearance and settlement mechanism for retail payments that meets international standards. It is designed to clear and settle electronic transactions and cheques. ECACH is a cheque and electronic payments processing system which is shared by participating banks in the Eastern Caribbean Currency Union (ECCU). The transactions consist of direct deposits and direct payments, including business-to-business, business-to-customer, customer-to-customer, and customer-to-business transactions. 

The ECACH facilitates the functional realization of the ECCU Single Financial Space initiative; and reduces credit and other risks in the retail payment systems.